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188jili art The Bears look for an interim coach bump when they visit the struggling 49ersNone

SANTA CLARA, Calif. (AP) — Once-promising seasons hit new lows for the Chicago Bears and San Francisco 49ers last week. Another late-game meltdown sent the Bears to their sixth straight loss and led to the firing of coach Matt Eberflus. The 49ers suffered their second straight blowout loss and more crushing injuries to go from Super Bowl contenders to outside the playoff picture in a matter of weeks. The two reeling teams will try to get back on track on Sunday when the Bears (4-8) visit the 49ers (5-7) in Chicago's first game under interim coach Thomas Brown . “I told them a minute ago after practice there is no confidence loss at all as far as what I think about them,” Brown said Wednesday. “I don’t care what anybody else thinks about them. I think we have a very talented football team. It’s about just putting the work in every single day to give us an opportunity to win.” The Bears are hoping to get an emotional boost from the first in-season firing of a head coach in franchise history. Over the last 10 seasons, teams with interim coaches are 13-11 in their first game with the new coach. Those teams had a .284 winning percentage at the time they fired their coaches. “I wouldn’t say a new voice was needed. I would say there was change that was needed," rookie quarterback Caleb Williams said, pointing to a need for more accountability and better communication. The Niners came into the season as the favorites to get back to the Super Bowl from the NFC after losing the title game to Kansas City last season. But a series of key injuries, bad losses and spotty play have left them in last place in the NFC West with only slim hopes of even reaching the postseason. San Francisco lost 38-10 to Green Bay and 35-10 to Buffalo in back-to-back weeks and lost star running back Christian McCaffrey to a knee injury last week that will sideline him for at least the rest of the regular season. The Niners already lost key players Brandon Aiyuk and Javon Hargrave to season-ending injuries and are preparing to be without stars Nick Bosa and Trent Williams for a third straight week. “It’s just been a rocky mountain for real with the injuries and other stuff we’ve had to go through this season,” receiver Deebo Samuel said. “Our record don’t show how really good we are as a team. We're still believing in this locker room.” Williams described Eberflus’ firing as “interesting” and “tough” and vowed to “roll with the punches” while insisting the chaos and turnover of the past few weeks could help him handle similar situations in the future. Just 12 games into his NFL career, the prized quarterback is on his second head coach and third offensive coordinator, though Brown will continue to call plays. How does he keep the faith that his career is in good hands with this organization? “The first part is understanding I can’t control,” Williams said. “Even if I understand or don’t understand, that doesn’t matter. I have to roll with the punches like I said before. I don’t control everything.” With McCaffrey and Jordan Mason injured, the Niners running game will turn to rookie Isaac Guerendo . The fourth-round pick has 42 carries for 246 yards and two TDs this season and will be making his second start in either college or the pros. Coach Kyle Shanahan said the progress Guerendo has made since training camp makes him ready for his new role as he sees him running with more “urgency.” “I think it takes guys some time,” Shanahan said. “You start to get a feel for it the more, if you’ve got the right stuff, the more you get reps, the more you can adjust to it. How hard you’ve got to hit stuff, how quick those holes close, how when there is a hole how you have to hit it full-speed and can’t hesitate at all or it closes like that. We’ve seen that stuff get better in practice and we’ve seen it carry over into games.” San Francisco's usually stout run defense has been anything but that this season. The Niners have struggled to slow down the opposition on the ground all year with the problem getting worse recently. The 49ers allowed 389 yards rushing the past two weeks. “It’s been so frustrating because I know what is supposed to look like,” linebacker Fred Warner said. “That’s not it.” Stopping the run also continues to be a sore spot for Chicago. The Bears rank 25th overall against the run and 29th in yards allowed per rush after another difficult outing last week. They gave up 194 yards, including 144 in the first half as the Lions grabbed a 16-0 lead. Losing veteran defensive tackle Andrew Billings to a torn pectoral muscle last month did not help. He was injured in a Week 9 loss at Arizona and is expected to miss the remainder of the season after having surgery. AP Sports Writer Andrew Seligman contributed to this report. AP NFL: https://apnews.com/hub/NFLA look at how some of Trump's picks to lead health agencies could help carry out Kennedy's overhaul

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Wingstop Announces Additional $500 Million Share Repurchase AuthorizationLUKE LITTLER left Ritchie Edhouse applauding him after he pulled off a genius moment in the Players Championship. The darts sensation was taking on Edhouse in the finals of the tournament and was in great form yet again. Littler , 17, won the tie 6-2 in a crushing defeat to his opponent. The teenager managed to hit an incredible six 180s and averaged 105.3 throughout the game. He also missed a double 12 to complete a nine-darter in the match. But it was his checkout in the fifth leg that saw Edhouse step back and applaud. READ MORE ON DARTS With 120 left to go, Littler hit a 20 and then two bulls-eyes in a row to win the leg. Cameras caught Edhouse's astonished reaction as he paid respect to the impressive youngster. Fans were also left amazed by Littler's continued flashes of brilliance at the oche on social media. One posted: "Double bullseye. Littler is insane." Most read in Darts CASINO SPECIAL - BEST CASINO WELCOME OFFERS A second wrote: "That is outrageous from Luke Littler!" A third commented: "The Nuke is something else." LUKE LITTLER has taken the darts world by storm since exploding onto the scene at the PDC World Championship at the beginning of the year. The Nuke reached the final on his Ally Pally debut at just 16 years of age - smashing records along the way. He has then gone on to win a host of PDC events and the Premier League title - which he claimed at the O2 Arena by beating world champion Luke Humphries in May . He also finished his first season in the World Series as the No1 ranked player . He has joined Jude Bellingham on the Forbes 30 Under 30 Europe list . And the teenage titan even had to snub an invite from the WWE. The Sun exclusively revealed that Littler is plotting to create a fitness empire. He is also cashing in away from the Oche thanks to an Instagram side hustle. And he's even the face of a brand new cereal. But he is newly single after splitting from girlfriend Eloise Milburn following a 10-month relationship. Check out all of our latest Luke Littler stories . A fourth said: "What a geeza man." Another added: "Luke Littler just took out 120 going 20, Bull, Bull. Filthy." Meanwhile, the tournament has not been a success for Chris Dobey. The ace was defeated by Nathan Aspinall 6-2 on Friday evening. He took to social media to apologise to his fans f or the "s*** show" he put on . BELOW is a list of Darts world champions by year. The list does not include winners from the pre-Professional Darts Corporation (PDC) era or BDO world champions. That means Raymond van Barneveld, for example, is only listed once - Barney also won four BDO titles - and none of Eric Bristow's five BDO titles are included. 1994 - Dennis Priestley 1995 - Phil Taylor 1996 - Phil Taylor (2) 1997 - Phil Taylor (3) 1998 - Phil Taylor (4) 1999 - Phil Taylor (5) 2000 - Phil Taylor (6) 2001 - Phil Taylor (7) 2002 - Phil Taylor (8) 2003 - John Part 2004 - Phil Taylor (9) 2005 - Phil Taylor (10) 2006 - Phil Taylor (11) 2007 - Raymond van Barneveld 2008 - John Part (2) 2009 - Phil Taylor (12) 2010 - Phil Taylor (13) 2011 - Adrian Lewis 2012 - Adrian Lewis (2) 2013 - Phil Taylor (14) 2014 - Michael van Gerwen 2015 - Gary Anderson 2016 - Gary Anderson (2) 2017 - Michael van Gerwen (2) 2018 - Rob Cross 2019 - Michael van Gerwen (3) 2020 - Peter Wright 2021 - Gerwyn Price 2022 - Peter Wright (2) 2023 - Michael Smith 2024 - Luke Humphries Most World Titles 14 - Phil Taylor 3 - Michael van Gerwen 2 - John Part, Adrian Lewis, Gary Anderson, Peter Wright 1 - Dennis Priestley, Raymond van Barneveld, Rob Cross, Gerwyn Price, Michael Smith, Luke Humphries

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PEMBROKE, Bermuda--(BUSINESS WIRE)--Nov 25, 2024-- Hamilton Re, the Bermuda-based insurance and reinsurance underwriting platform of Hamilton Insurance Group, Ltd. (NYSE: HG) (“Hamilton” or “the Company”), today announced its expansion into Credit, Bond and Political Risk Reinsurance with the appointment of Sergio Lottimore to the role of Vice President, Credit, Bond and Political Risk Reinsurance. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20241125313447/en/ Sergio Lottimore, Vice President, Credit, Bond and Political Risk Reinsurance, Hamilton Re. (Photo: Business Wire) Based in Bermuda, Lottimore will report to Peter Riihiluoma, Senior Vice President and Head of Specialty Reinsurance at Hamilton Re. Hamilton Re offers a wide breadth of reinsurance solutions across multiple Property, Casualty and Specialty lines of business to meet the demands of its clients worldwide. The new Credit, Bond and Political Risk Reinsurance offerings will be incorporated within the Specialty Reinsurance portfolio, and further expands our offerings to clients. “Our expansion into Credit, Bond and Political Risk Reinsurance marks a significant milestone for Hamilton Re in its commitment to building a globally diversified reinsurance offering,” said Hamilton Re CEO Megan Graves. “This exciting development is bolstered by Hamilton’s AM Best financial strength rating upgrade to “A” (excellent) announced earlier this year. “I’m delighted to welcome Sergio to Hamilton. He brings dedicated expertise and experience in Mortgage, Trade Credit, Surety, Political Risks and Structured Credit lines to our already strong Specialty Reinsurance team.” Lottimore has 18 years of specialty and financial lines market experience. He joins Hamilton from Validus Re where he was Vice President, Credit Lines Underwriter for three years. Prior to that, he spent 15 years in roles of continuous progression at MS Amlin. About Hamilton Insurance Group, Ltd. Hamilton is a Bermuda-headquartered specialty insurance and reinsurance company that underwrites risks on a global basis through its wholly owned subsidiaries. Its three underwriting platforms: Hamilton Global Specialty, Hamilton Select and Hamilton Re, each with dedicated and experienced leadership, provide access to diversified and profitable business around the world. For more about our company, visit www.hamiltongroup.com or find us on LinkedIn at Hamilton View source version on businesswire.com : https://www.businesswire.com/news/home/20241125313447/en/ CONTACT: Media contact Kelly Corday Ferris [email protected] contacts Jon Levenson and Darian Niforatos [email protected] KEYWORD: CARIBBEAN UNITED STATES BERMUDA NORTH AMERICA INDUSTRY KEYWORD: PROFESSIONAL SERVICES INSURANCE FINANCE SOURCE: Hamilton Insurance Group, Ltd. Copyright Business Wire 2024. PUB: 11/25/2024 04:15 PM/DISC: 11/25/2024 04:16 PM http://www.businesswire.com/news/home/20241125313447/enFor those looking to buy a home, timing is crucial. Peak house hunting season is usually in the spring and summer before the school year begins. Personal finance expert Dave Ramsey highlights why the colder months don’t have to mean a frigid housing market — and urges buyers to get their finances in order before they consider buying a home. Don't miss the move: SIGN UP for TheStreet's FREE daily newsletter The housing market typically slows in the winter, but the lower competition can benefit buyers. Sellers are motivated to get their houses off the market and may be more willing to offer deals. Reduced competition can give buyers more wiggle room to negotiate and allows lenders and real estate agents to close sales faster than in high-traffic summer months. However, Ramsey notes that consumers shouldn’t scout properties until they’re financially stable and debt-free. Getty Images Dave Ramsey says good financial standing is the key to a housing deal Although buying a home is often a gateway for building wealth, it’s a multi-decade financial commitment that must be planned thoroughly. Ramsey suggests that prospective home buyers should first pay off any credit card debt, student loans, or auto loans and build up their emergency savings reserve. Having all debt paid off can also make saving for a substantial down payment easier, which is another essential part of the house pricing equation. More on Dave Ramsey “You need to make a strong down payment when you buy a home because a bigger down payment means smaller monthly payments and less debt overall,” Ramsey wrote . He suggests that all homebuyers aim for 20% down as a general rule but that a 5-10% down payment is acceptable for first-time buyers. The evidence agrees: Studies show that improving your credit score, paying off debts, and increasing your down payment can reduce your mortgage rate by up to 2% . Ramsey underscores that the price has to be right: making sure monthly housing payments don’t exceed 25% of your take-home pay will set buyers up for financial success. Ramsey: Buying a home in the winter can have a significant financial payoff Though mortgage rates have yet to fall following the Fed's recent interest rate cuts, they are down year-over-year , which shows that the market is headed in the right direction. Related: Dave Ramsey explains how your mortgage is key to early retirement Experts anticipate mortgage rates gradually falling early next year, which may make this winter the perfect time to buy a home. Ramsey highlights that buying a home during a less competitive winter housing market can mean major savings. The National Association of Realtors estimates that average housing prices in January 2024 were $70,000 lower than in June 2024. Winter housing sales can equate to substantially cheaper monthly mortgage payments, which may be a big selling point for budget-conscious buyers. Housing sales are estimated to increase 9% year-over-year in 2025, indicating that the market is on the cusp of heating up. Buyers waiting on the sidelines for mortgage rates to taper may want to act soon before consumer demand skyrockets. Related: Veteran fund manager sees world of pain coming for stocks

Wrap Technologies expands with new Virginia facilityThe AP Top 25 college football poll is back every week throughout the season! Get the poll delivered straight to your inbox with AP Top 25 Poll Alerts. Sign up here . DURHAM, N.C. (AP) — Duke coach Manny Diaz says quarterback Maalik Murphy will face discipline “internally” after extending both of his middle fingers skyward in celebration after throwing a long touchdown pass early in the weekend win against Virginia Tech . Diaz said Monday that Murphy’s exuberant gesture, caught on the ACC Network national broadcast, was directed at offensive coordinator Jonathan Brewer in the booth after a bit of practice “banter” from a few days earlier. Diaz said the Texas transfer just let his excitement get away from him but still called it “unacceptable in our program.” “There was a practice in the middle of last week when we throwing post after post after post, and we weren’t completing them,” Diaz said. “And it was again and again and again and again. And at the end of that, there was a remark made in jest that, ‘If you throw a post for a touchdown in the game, then you can flick me off,’ from Coach Brewer.” Murphy’s gesture came after he uncorked a deep ball from deep in Duke’s own end and caught Eli Pancol perfectly in stride across midfield, with Pancol racing untouched for an 86-yard score barely 2 minutes into the game. RELATED COVERAGE Wake up the ghosts! Texas, Texas A&M rivalry that dates to 1894 is reborn Michigan’s defense of national title fell short, aims to cap lost season with win against Ohio State Conference title games a chance at a banner, bragging rights and, for some, a season-wrecking loss As he began skipping downfield to celebrate, Murphy chest-bumped teammate Star Thomas and then extended both arms in the air with his middle fingers raised. Brewer said Monday he missed the gesture in real time, but then saw it on a replay moments later. “Some things you say on the field when you’re coaching obviously isn’t meant to be taken literally when you’re trying to get after somebody in that world,” Brewer said. Murphy threw for 332 yards and three touchdowns with three interceptions in the 31-28 win for the Blue Devils (8-3, 4-3 Atlantic Coast Conference), who close the regular season at Wake Forest. ___ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-football

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Jobcentre reform will be at the centre of the Labour government's plans to "get Britain working again". Tackling the increasing number of people out of work and relying on the state for income has become a major priority of the state, with welfare costs taking up a sizeable portion of government spending. According to the government, more than nine million people are economically inactive, with 2.8 million on long-term sickness - a number which has risen significantly since the pandemic . Politics latest: Live updates The government will today be publishing its plans to get more people into employment in the form of the Get Britain Working white paper. The government says its main aim is "to target and tackle the root causes of unemployment and inactivity, and better join up health skills and employment support based on the unique needs of local communities". Ill health is noted as the "biggest driver to inactivity", and "fixing the NHS" is identified as a key task to get people back into work. More on Benefits Young people to lose benefits if they refuse work and training, says minister Winter fuel backlash and union heat shows Starmer's honeymoon is well and truly over Carol Vorderman calls for apology from Sir Keir Starmer over winter fuel cut Related Topics: Benefits Labour The government also points out that £22.6bn was promised in the budget for the health and social care system , with hopes that clearing NHS backlogs will return unwell people to the workforce. The government says it will in future announce measures to "overhaul the health and disability benefits system so it better supports people to enter and remain in work and to tackle the spiralling benefits bill". As part of this, the 20 NHS trusts in England with the highest level of economic inactivity will be given extra capacity to reduce waiting lists. Please use Chrome browser for a more accessible video player Liz Kendall, the secretary of state for the Department for Work and Pensions (DWP), said: "To get Britain growing, we need to get Britain working again. "Our reforms will break down barriers to opportunity, help people to get into work and on at work, allow local leaders to boost jobs and growth, and give our children and young people the best opportunities to get on in life." Read more on politics: Young people to lose benefits if they refuse work Starmer rules out another general election after petition Starmer's election pledge on getting people into work £240m for reforms Key among the plans announced today are changes to Jobcentres - with a potential for the service to be rebranded and the name changed down the line. The "outdated" system will be changed into a "national jobs and careers service", according to today's announcement. The government says staff will be allowed more flexibility to help users of the service, moving away from the current "tick box" culture. Some £55m will be spent on the transition - linking the scheme with the National Career Service - with the government hoping to use AI to help work coaches, and move more services online. This package forms part of a greater £240m being pledged by Labour for reform. A £125m tranche of this will be used to invest in eight areas in England and Wales to provide work, health and skills support, which will then be used as blueprints for the rest of the country. Those not part of these schemes will be able to claim part of a £15m pot, with the government aiming to hand local authorities more power in employment. Some £45m will be spent on eight "trailblazer" youth schemes in areas like Liverpool, Tees Valley and the East Midlands. This is part of the government's plans to increase the number of young people in work or education, and will target "those most at risk of falling out of education or employment and match them to opportunities for education, training or work". There will also be a "youth guarantee" - with 18 to 21-year-olds in England all having access to apprenticeship, education or help to find a job. As part of this, the apprenticeship levy will be reformed. A review will also be launched into how employers can be better supported to employ people with disabilities. Follow our channel and never miss an update. 'An end to blaming and shaming' Prime Minister Sir Keir Starmer said: "Our reforms put an end to the culture of blaming and shaming people who for too long haven't been getting the support they need to get back to work. "Helping people into decent, well-paid jobs and giving our children and young people the best start in life - that's our plan to put more money in people's pockets, unlock growth and make people better off." Helen Whately, the Conservative shadow work and pensions secretary, said Labour had made "no attempt to match the £12bn in welfare savings we promised in our manifesto". Be the first to get Breaking News Install the Sky News app for free 👉Listen to Politics At Jack And Sam's on your podcast app👈 Paul Nowak, the general secretary of the Trades Union Congress, backed Labour's plans - but said: "Success will also depend on ministers making the investment that's needed in health services and quality training. "Jobcentre staff must have a central role in redesigning their services, and devolution must never come at the cost of staff terms and conditions." Louise Rubin, who is head of policy at disability equality charity Scope, said the government must understand the "lack of trust between disabled people and the DWP" - and the potential this has to undermine the reforms.

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